401(k) Consulting We help Northern Virginia businesses offer a 401(k) that serves owners and employees alike, supporting you through plan design, enrollment, and ongoing oversight. Home › Business Retirement Consulting › 401(k) Consulting 401(k) Guidance Without the Guesswork A well-run 401(k) can be a powerful benefit, but plan sponsors carry real responsibilities. We help you think through plan design, investment options, and ongoing oversight, and coordinate with your recordkeeper and other providers. That’s part of the KIRK Confidence Experience℠. We help with plan design and setup, support for your investment lineup, employee education and enrollment, and ongoing plan review, along with the fiduciary support considerations that come with sponsoring a plan. As a fee-only, fiduciary firm, we’re legally required to put your interests first. Nevin leads this work and is glad to talk through your plan. Schedule a Meeting Why Plan Sponsors Choose KIRK Our fee-only structure keeps guidance free of hidden conflicts and focused on your plan. We help with the details, from paperwork to participant questions, so you can stay focused on running your business. We work alongside your recordkeeper and custodian, and we pair modern technology with an advisor who knows your plan. From our office in Vienna, Virginia, we keep the moving parts of your plan connected. How We Help With Your 401(k) Plan Design & SetupWe help you think through plan structure and design, and coordinate the setup with your recordkeeper and providers. Investment Lineup SupportWe help you consider the plan’s investment options and how the lineup is structured, in coordination with your providers. Fiduciary & Oversight SupportWe help you understand your plan-sponsor responsibilities and the ongoing oversight that comes with running a 401(k). Employee Education & EnrollmentWe help your team understand and enroll in the plan so more of them participate. Ongoing Plan Review We review your plan on a regular basis, looking at investments, participation, and costs, and coordinate any changes with your providers. Provider CoordinationWe work alongside your recordkeeper, custodian, and other providers so your plan stays organized and the pieces stay aligned. Offer a 401(k) With Confidence New plan or existing one, we can help you move forward with clarity. Let’s talk. Schedule a Meeting FAQs We don't have a 401(k) plan yet. Can you help us set one up? Yes. We provide guidance on plan design and coordinate setup with the appropriate providers. Can you help with our fiduciary responsibilities as a plan sponsor? We can support you and explain plan-sponsor responsibilities. We’re glad to clarify exactly what role we serve for your plan. Can you educate our employees about the 401(k)? Yes. Employee education and enrollment support are an important part of how we help plans succeed. Who at KIRK handles 401(k) work? Nevin leads our 401(k) and corporate retirement work and would be glad to talk through your plan. I hold a lot of company stock in my plan. Is that a problem? Often, yes. Concentrated employer stock ties your savings and your income to the same company, which is one risk wearing two hats. There are also specific tax treatments available on employer stock held inside a plan that disappear if you move it the wrong way, so this is one to look at before you touch anything. Start the Conversation If you want help with a new or existing 401(k), we’d love to talk. Schedule a Meeting
