Financial Planning in Your 60s This is the decade it all comes together. From our Northern Virginia office, we help you turn what you’ve built into the retirement you want. Home › Resources › Planning in Your 60s Turn Savings Into the Life You Want Your 60s bring some of retirement’s biggest decisions: when to retire, when to claim Social Security, how to approach Medicare, and how to turn savings into income that can last. Getting these decisions right, and in the right order, can shape your retirement for years to come. What You Can Expect: A retirement transition plan An income distribution strategy Social Security and Medicare considerations Legacy and estate review Fee-only, fiduciary advice Schedule a Meeting What to Focus On in Your 60s Every situation is different, but these are areas that often matter most in this decade. Preparing to RetireMap the transition from working to retirement on your terms and your timeline. Turning Savings Into IncomeBuild a withdrawal strategy with taxes and longevity in mind. All investing involves risk, and no strategy can guarantee income will last. Social Security & MedicareWeigh the timing and options so these choices fit the rest of your plan. We’re not affiliated with any government agency and don’t sell insurance or Medicare products. Legacy & EstateReview your wishes and beneficiaries and coordinate with your attorney on the details. Step Into Retirement With Confidence After decades of saving, your 60s are about turning that effort into the life you want. Let’s build a plan to support it. Schedule a Meeting Why Retirees Choose KIRK 01Fiduciary, Fee-OnlyOur fee-only structure keeps advice free of hidden conflicts and focused on you. 02Whole-Picture PlanningWe connect income, taxes, healthcare, and legacy in one plan. 03A Relationship That LastsWe stay with you and adjust as your needs and markets change. 04Modern Advice, Human JudgmentWe pair modern technology with an advisor who knows your goals. Frequently Asked Questions When should I retire? There’s no single right answer. We help you look at your savings, income needs, and goals so you can choose a timeline that fits your life. How do I create income in retirement? We help you build a withdrawal strategy that draws from your accounts thoughtfully, with taxes and longevity in mind, while recognizing that no plan can guarantee a specific result. When should I claim Social Security? It depends on your situation, so we help you weigh different claiming ages in the context of your overall plan. Do you sell Medicare plans? No. We do not sell insurance or Medicare products. We help you understand your options and coordinate with the right resources. Our Trusted Partners We’re a fee-only, fiduciary firm in Vienna, Virginia, supported by established custodians and planning tools. Insights & Resources Guidance for DMV retirees on retirement, income, and the decisions of this chapter. Fee-Only vs. Commission Advisors: What the Fiduciary Standard Really Means for You08.24.26Not all financial advisors must act in your best interest. Learn what the fiduciary standard means for high-net-worth families.Read More Summer Liquidity Planning: Funding a Second Home Without Derailing Retirement08.17.26Funding a second home from your portfolio can trigger tax and retirement risks. Learn how high-net-worth families plan the purchase.Read More A Mid-Year Portfolio Checkup: What Corporate Executives Should Review Before Q308.10.26Before Q3 closes the trading window, executives should review concentrated stock, RSU vesting, and 10b5-1 plans. Here is where to start.Read More Start the Conversation If you’re stepping toward retirement, we’d love to talk about turning your savings into the life you want. Schedule a Meeting
